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IBR
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IBR

Income-Based Repayment (IBR) is designed to reduce monthly payments to assist with making your student loan debt manageable. If you need to make lower monthly payments, this plan may be for you.

ICR Program
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ICR Program

Income-Contingent Repayment is available for all Direct Loans except for Direct PLUS Loans made to parent borrowers. However, Direct Consolidation Loans made on or after July 1, 2006, that repaid PLUS loans made to parents may be repaid under the Income-Contingent Repayment (ICR) Plan.

Pay As You Earn Program
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Pay As You Earn Program

The Pay As You Earn plan is available for eligible borrowers. We can help you find out if you qualify to repay your Direct Loans under Pay As You Earn, and see what your estimated monthly payment would be. Find out whether the Pay As You Earn repayment plan is right for you.

Forgiveness  & Cancellation Program
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Forgiveness & Cancellation Program

Forgiveness, cancellation, and discharge of your loan means that you are no longer expected to repay your loan. However, certain circumstances might lead to your loans being forgiven, canceled, or discharged. Here at Apex SLS we help graduates such as your self find out which plan you qualify for.

There are programs in place to help struggling student loan borrowers but many individuals are either not aware of the programs or are turned off by its complexities and paperwork.

Paul Y. Apex SLS Satisfied Client
I'm very happy with your services. If it wasn't for you, I don't know what I would have done. I didn't know I could cut down my monthly loan repayment. Thank you for reducing my student loan, now I can have a piece of mind.
Isec S. Apex SLS Satisfied Client
Apex reduced my monthly payment from $400/mo (which I never paid, because I couldn't afford it) to $110, which I'am now paying on time each month. That's easy because 1. I can afford it and 2. They auto-deduct it from my bank account.

APEX STUDENT LOAN SERVICES - when integrity matters - 1-888-280-4565
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Reduce Your Student Loan Debt
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    SUBMIT FORM TO RECEIVE A FREE, NO-OBLIGATION ELIGIBILITY ASSESSMENT.
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